Our Services
Please browse through our services page to see come of the equity release options that could be available to you…
Equity Release Specialists in Cheshire & Surrounding Areas
Types of Equity Release…
Lifetime Mortgage
A lifetime mortgage is a loan secured against your home. Depending on your preference, the loan can be serviced by you making monthly payments, or there is an option where you don’t have to make any monthly payments at all. The ‘lifetime mortgage’ is only repaid when your property is sold; either when you downsize or when you and your partner have both passed away or moved into long-term care.
Home Reversion
A ‘home reversion’ plan allows you to sell some or all of your home to a home reversion provider in return for a lump sum or regular payments. We have many years experience in helping clients use equity release to help with their retirement funding. We do not provide advice on home reversion plans.
Home reversion plans and lifetime mortgages are complex products. To understand the features and risks, ask for a personalised illustration. Equity release will reduce the value of your estate and may affect your entitlement to means tested benefits
The Financial conduct authority does not regulate will writing and some aspects of buy to let mortgages.
Your home may be repossessed if you do not keep up repayments on your mortgage.
A cash lump sum or income from an equity release scheme may reduce the borrower’s eligibility to state benefits.
An equity release scheme will reduce the value of the borrower’s estate and may leave nothing to pass on as an inheritance.
Other Services We Offer
Mortgages:
We can offer solutions for:
First Time Buyers
Onward Purchases
Remortgages
Buy To Let
Commercial
Protection:
We can offer solutions for:
Life Cover
Critical Illness
Income Protection
Insurance Business Protection
Wealth Management:
We can offer solutions for: